Thursday, September 24, 2020

Vahali Dikri Yojana


Vahali Dikri Yojana

 main topic

Sukanya Samriddhi Account is a popular scheme run by the Government of India.  As part of the 'Beti Bachao, Beti Padhao' campaign launched by the government, it is a savings scheme for the benefit of girls.  The scheme secures the future of girls and encourages parents to create a fund to cover their girl child's education and marriage expenses.  It has several benefits, which are mentioned below.


 Sukanya Samriddhi Yojana account pays quarterly interest for each financial year.  The interest rate offered in it is much higher than other small savings schemes.  Also, this scheme is one of the most tax-saving schemes.  The specialty of this scheme is that it has a provision for lock-in period.  You can definitely collect enough money for your daughter's bright future.  The account can also be transferred if required.


 The account can only be opened by the legal guardian or the parents of the girl child.  Girls should not be more than ten years of age.  An age certificate will have to be submitted for the child's age proof along with the form.  Only 2 accounts can be opened by one parent or guardian.  An amount of Rs.250 / - is required to open an account. The account can be closed after completion of 21 years from the date of opening of account.

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 how to apply:

 It can be opened at any authorized commercial bank or any post office.  It is necessary to provide the birth certificate together.  Some identity proof, such as passport, ration card, driving license or PAN card of the depositor will have to be submitted.  The proof of address of the depositor is also required.  After opening the account, the person is issued a passbook for further transactions.

 pay attention:

 This scheme, launched by the central government, is a great scheme for those who prepare in advance for their daughter's education and wedding planning.

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