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Showing posts with label Bank. Show all posts

Thursday, September 17, 2020

BOI Bank of India Officers New Recruitment 2020 Date 16-09-20

 BOI Bank of India Officers Recruitment 2020 Date 16-09-2020

Bank of India Officers Recruitment 2020


Name of the Post: 

Bank of India Officers Recruitment 2020

Total Number Of Post:

214

Post Date:

16-09-2020

Related Information:-

Bank of India has been issued a notification for the recruitment of Various Officer cadre Posts. Candidates can check the information in the following official notification by educational qualification, age limit, salary scale, etc. Check out the information below here. Check out important details, eligibility criteria, application links, important dates, and vacancies below. Main features Recruitment is as follows:
Bank Of India
Various Officers Post Recruitment 2020
Advertise For Officer post Notification
www.tapnews.xyz
BOI Recruitment 2020 Vacancy Details
Post No.Post NameTotal Post
1Economist SMGS-IV02
2Economist MMGS-II02
3Statistician MMGS-II02
4Risk Manager SMGS-IV03
5
Risk Manager MMGS-III06
6Credit Analyst SMGS-IV60
7Credit Officer JMGS-I79
8IT (Fintech) SMGS-IV07
9IT (Fintech) MMGS-III10
10IT (Fintech) MMGS-II13
11IT (Data Scientist) SMGS-IV03
12IT (Data Analyst) MMGS-III03
13IT (Data Analyst) MMGS-II06
14IT (Info. Security) SMGS -IV02
15IT (Info. Security) MMGS-III02
16IT (Info. Security) MMGS-II04
17Tech Appraisal MMGS-II10
PostTotal Seat214
BOI Recruitment 2020 Age Limit on 01/09/2020 (Eligibility)
  • ➤ Post No. 1,4,6,8,11 and 14 Minimum Age Limit: 20 Years
  • ➤ Post No. 1,4,6,8,11 and 14 Maximum Age Limit: 38 Years
  • ➤ Post No. 2,3,5,9,12,15,17 Minimum Age Limit: 20 Years
  • ➤ Post No. 2,3,5,9,12,15,17 Maximum Age Limit: 35 Years
  • ➤ Post No. 7 Minimum Age Limit: 20 Years
  • ➤ Post No. 7 Maximum Age Limit: 30 Years
  • ➤ Post No. 10,13,16 Minimum Age Limit: 20 Years
  • ➤ Post No. 10,13,16 Maximum Age Limit: 32 Years
  • ➤ OBC: 03 Years of Relaxation
  • ➤ SC and ST: 05 Years of Relaxation
  • ➤ PWD: 10 Years of Relaxation
  • ➤ Age Relaxation is applicable through Government Rules (Full Detail Show in Notification)
BOI Recruitment 2020 Important Dates Schedule for this Post
  • ➤ Starting Date for Apply Online: 16-09-2020 
  • ➤ Last Date to Apply Online: 30-09-2020 
  • ➤ Starting Date for Online Fee Payment: 16-09-2020
  • ➤ Last Date for Online Fee Payment: 30-09-2020
  • ➤ Starting Date for Admit Card Online Exam: Notify Later
  • ➤ Online Examination Date: Notify Later
BOI Recruitment 2020 Education Qualification for this Post
  • ➤ Post 1: Economist SMGS-IV 
  • (I) Post Graduate Degree in Economics /Econometrics / Ph.D
  • (II) 7/05 years of experience
  • ➤ Post 2: Economist MMGS-II
  • (I) Post Graduate Degree in Economics /Econometrics
  • (II) 4 years of experience
  • ➤ Post 3: Statistician MMGS-II
  • (I) Post Graduate Degree in Applied Statistics/Statistics
  • (II) 4 years of experience
  • ➤ Post 4: Risk Manager SMGS-IV
  • Certificate of Risk Management + 05 years experience or ICWA /CA / Post Graduate Degree in Finance + 08 years experience
  • ➤ Post 5: Risk Manager MMGS-III
  • (I) Certificate of Risk Management ICWA /CA
  • (II) 3 years of experience
  • ➤ Post 6: Credit Analyst SMGS-IV
  • (I) PGDM (Finance) / MBA / CA / ICWA
  • (II) 10 years of experience
  • ➤ Post 7: Credit Officer JMGS-I
  • Degree in any branch + MBA / PGDM / PGDBM /PGBM / PGDBA or CA / ICWA / CS
  • ➤ Post 8: IT (Fintech) SMGS-IV
  • (I) PB.E./ B. Tech (Computer Science / IT / Electronics Communication) / Electronics / Electrical Electronics or any graduate with ‘B’ level qualification of DOEACC Society.
  • (II) 8 years of experience
  • ➤ Post 9: IT (Fintech) MMGS-III
  • (I) B.E./ B. Tech (Computer Science / IT / Electronics Communication)/ Electronics / Electrical Electronics or any graduate with ‘B’ level qualification of DOEACC Society.
  • (II) 5 years of experience
  • ➤ Post 10: IT (Fintech) MMGS-II
  • (I) B.E./ B. Tech (Computer Science / Electronics Communication / IT / Electronics / Electrical Electronics or any graduate with ‘B’ level qualification of DOEACC Society.
  • (II) 3 years of experience
  • ➤ Post 11: IT (Data Scientist) SMGS-IV
  • (I) Post Graduate Degree in Computer Science/ Statistics, or Engineering / Ph.D
  • (II) 8 years of experience
  • ➤ Post 12: IT (Data Analyst) MMGS-III
  • (I) B.E./ B. Tech (Computer Science / IT /Electronics & Communication)  Electronics / Electrical & Electronics  or MCA / MBA (Business Analytics) / PG (Statistics).
  • (II) 5 years of experience
  • ➤ Post 13: IT (Data Analyst) MMGS-II
  • (I) B.E./ B. Tech (Computer Science / IT / Electronics Communication) / Electronics / Electrical Electronics / or MCA / MBA (Business Analytics) / PG (Statistics).
  • (II) 3 years of experience
  • ➤ Post 14: IT (Info. Security) MGS -IV
  • (I) Computer Science /IT / Computer Application / Electronics Communication / Electronics Post Graduate Degree / Degree.
  • (II) 8 years of experience
  • ➤ Post 15: IT (Info. Security) MGS-III
  • (I) Computer Science / IT /Computer Applications / Electronics Communication / Electronics Post Graduate Degree / Degree.
  • (II) 5 years of experience
  • ➤ Post 16: IT (Info. Security)MMGS-II
  • (I) IT / Computer Applications / Computer Science /Electronics Communication / Electronics Post Graduate Degree / Degree(ii) 03 years experience.
  • (II) 3 years of experience
  • ➤ Post 17: Tech Appraisal MMGS-II
  • (I) Infrastructure / Power Plant / Material Science / Power Transmission Distribution System /Semiconductors / Metallurgical / Construction Technology / Textile / Pharmacy / Pharmaceutical / Oil Gas / Chemical / Plastic / Polymer Industrial Engineering Degree.
  • (II) 3 years of experience
 
BOI Recruitment 2020 Application Fee
  • ➤ 850/- For General and OBC Candidates 
  • ➤ 175/- No Fee For the SC/ST/PWD/Women and BIS Employees.
  • ➤ Mode of Payment:  pay only by online fee mode credit card, debit card,  net banking, IMPS, Wallets mode
BOI Recruitment 2020 Salary
  • ➤ Junior Management Grade Scale – I (JMGS I) 23700-980/7-30560-1145/2-32850-1310/7-42020
  • ➤ Senior Management Grade Scale –IV(SMGS IV) 50030-1460/4- 55870-1650/2-59170
  • ➤ Middle Management Grade Scale-II(MMGS II) 31705-1145/1- 32850-1310/10-45950
  • ➤ Middle Management Grade Scale –III(MMGS III) 42020-1310/5- 48570-1460/2-51490
BOI Recruitment 2020 Selection Process
  • ➤ BOI Selection Process will be through online test and/or GD and/or personal interview based on the number of applicants / eligible candidates.
  • ➤ Online Examination
  • English Language, Personal Knowledge, General Awareness Subject 175 Marks Exam.
  • The bank reserves the right to modify the structure of the bank exam which will be communicated through its authorized website.
  • Other detailed information related to the exam will be given in an information handout, which will be made available for the candidates to download along with the call letter from the authorized website www.bankofindia.co.in.
  • The above examinations should be available in bilingual ie English and Hindi except for English language tests.  The English language test in this exam will be of qualifying nature, that is, the marks obtained in the English language will not be added while preparing the merit list.
  • ➤ Interview
  • Based on the marks obtained by a student in the online examination, the merit list of the candidates (marks obtained in General Awareness with special reference to Banking Industry and Professional Knowledge Paper) will be prepared in descending order for the respective categories i.e. SC / ST/OBC / EWS / General.
  • Candidates having secured minimum qualifying marks prescribed for the online test and having a sufficiently high ranking in order of merit will be called for the personal interview and/or GD.  Any candidate who has passed the online test will be called for personal interview / GD. 
  • In case of equal marks for two or more candidates, the merit order of such a group of candidates will be on the basis of date of birth i.e. senior in the age of the candidate will be placed higher in the merit list.  The bank can conduct the selection process only on the basis of the interview / GD without conducting an online examination.
  • Accordingly, if the online examination is not conducted, a sufficient number of candidates will be shortlisted for interview based on their qualification, experience, and overall suitability for the post, as decided by the bank.  The total marks of allotted for the interview are 100.
  • The minimum qualifying marks for General / EWS category candidates will be 40% and for SC / ST / OBC / PWD will be 35%.  The number of vacancies to the candidates called for interview will be in the ratio of 3: 1].  However, the bank may increase the said ratio at its discretion.
BOI Recruitment 2020 How to Apply
  • ➤ Step 1: Before Applying, Candidates are advised to use the Notification carefully and make sure they are fulfilled All eligibility criteria. Their eligibility will be temporary and will only be verified if they are shortlisted for Choice.
  • ➤ Step 2: BOI Recruitment Post Notification Out, Recruitment 2020 Candidate can apply online between 16 September 2020 to 30 September 2020.
  • ➤ Step 3: Please check and collect all documents - eligibility, ID proof, address details, basic details.
  • ➤ Step 4: Option "application online" which will open a new screen.
  • ➤ Step 5: To register the application, select the "Click here for new registration" tab and enter the name, contact details, and email-id. The system will generate a temporary registration number and password and displayed it on the screen.  The candidate should note the provisional registration number and password. An email and SMS showing the provisional registration number and password will be sent.  
  • ➤ Step 6: If the candidate is unable to complete the application form in one go, he can save the data already entered by choosing the "SAVE AND NEXT tab".  Candidates are advised to "use SAVE" before submitting an online application.  And the facility of NEXT to verify the details in the online application form and modify the same if necessary.  Blind candidates should check the application form carefully page to ensure that they are correct before final submission.
  • ➤ Step 7: Candidates are advised to carefully film and verify the details filled in the online application as no change will be possible after clicking on the last change. 
  • ➤ Step 8:  The name of the candidate or his father/husband etc. should be spelled correctly in the application as it appears in the certificate/mark sheet.  Any alteration /change found may disqualify the candidature.
  • ➤ Step 9: Verify your details and "Verify your details and save your application by clicking on the 'Save and Next' button.
  • ➤ Step 10: Candidates should take the photo as per the specifications given in the photo-taking and photo-uploading guidelines and  Signatures can proceed to upload. And detailed signature under point "C".
  • ➤ Step 11: Candidates can proceed to fill other details of the application form
  • Click on the Preview tab to preview on the last tab.  And verify before finalizing the final application form.
  • ➤ Step 12: Revise the details. If necessary, and after verifying and making sure that the photograph, signature you have uploaded and other details are correct,  Just click on 'Final Submit'.
  • ➤ Step 13: Click on the 'Payment' Tab and proceed for payment.
  • ➤ Step 14: Go through the Preview Tab to preview and verify the whole application form before FINAL SUBMIT.
  • ➤ Step 15: Candidates Generate the Application Form after the final submission of the form then take printing out of the online application form.
Dear candidates, before you apply this form, please read the instruction and notification carefully

Useful And Important Information:

Carefully read all the important notifications and notices for this job post. You can directly access the PDF file. Please comment below for any help. We shall furnish you with better service at www.tapnews.xyz If You Get free job alerts on your mobile every day, then Join our WhatsApp group.

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Tuesday, September 15, 2020

Rajkot Nagarik Sahakari Bank (RNSB) Recruitment for Deputy Chief Manager Post 2020

 

Rajkot Nagarik Sahakari Bank (RNSB) Recruitment for Deputy Chief Manager Post 2020

         Rajkot Nagarik Sahakari Bank 



Name of the Post: 

Deputy Chief Manager

Post Date:

15-09-2020

Related Information:-

Rajkot Nagarik Sahakari Bank (RNSB)  has been issued a notification for the recruitment Deputy Chief Manager Post. Candidates can check the information in the following official notification by educational qualification, age limit, salary scale, etc. Check out the information below here. Check out important details, eligibility criteria, application links, important dates, and vacancies below. Main features Recruitment is as follows:

 

Rajkot Nagarik Sahakari Bank (RNSB)

             Deputy Chief Manager

                           Recruitment 2020

www.tapnews.xyz

RNSB Recruitment 2020 Vacancy Details

·                      Deputy Chief Manager

RNSB Recruitment 2020 Age Limit on 01/08/2020 (Eligibility)

·                     45 Year

RNSB Recruitment 2020 Important Dates Schedule for this Post

·                     Starting Date for Apply: 15-09-2020

·                     Last Date to Apply : 24-09-2020

RNSB Recruitment 2020 Selection Process

·                     ➤Candidates will be selecaterd based on an interview

RNSB Recruitment 2020 Education Qualification for this Post

·                     Any Graduate with 1st Class Or Any Post Graduate CA

·                     For Graduate –Total 10 Years experience  as officer out og=f wich 5 years in scale || with Natonalized Bank or 10 years experience in managerial category in reputed Financial Institute or urban Co-op. Bank wite turnover of 150 crores . 2. For postgraduate – At least 5 year  experience in managerial category in the bank or any Financial Institution 3.For CA –At least 5 years experience in supervisor or officer category. Working knowledge of Computer is must. Experience in core Banking will be on added advantage

·                     Please read Offcial Notification for Education Qualifition details  

RNSB Recruitment 2020 How to Apply

·                     Interested Candidates  May Apply Online Through the official Website

·                     Eligible Candidates may sent their application & necessary documents the given address in the advertisement.

Dear candidates, before you apply this form, please read the instruction and notification carefully

·                      Advertisement & Apply Online : Click here

 

Useful And Important Information:

Carefully read all the important notifications and notices for this job post. You can directly access the PDF file. Please comment below for any help. We will furnish you with better service at www.tapnews.xyz. If You Get free job alerts on your device daily, then Join our WhatsApp group.

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Monday, September 14, 2020

Punjab National Bank recruitment of Specialist officer(Manager) Post 2020

 Punjab National Bank  recruitment of Specialist officer(Manager) Post 2020

Punjab National Bank Office Recruitment 2020



Name of the Post: 
Punjab National Bank Officer Recruitment 2020
Total Number Of Post:
535
Post Date:
14-09-2020
Related Information:-
Punjab National Bank has been issued a notification for the recruitment of Specialist officer(Manager) Post. Candidates can check the information in the following official notification by educational qualification, age limit, salary scale, etc. Check out the information below here. Check out important details, eligibility criteria, application links, important dates, and vacancies below. Main features Recruitment is as follows:
Punjab National Bank
Specialist officer (Manager) Post Recruitment 2020
Advertise For Specilist Officer
www.tapnews.xyz 
PNB SO Recruitment 2020 Vacancy Details
·                      Post 01 - Manager (Risk) Total post - 160 (Gen-64, Sc-25, ST-12, OBC-43, EWS-16)
·                      Post 02 - Manager (Credit) Total post - 200 (Gen-80, Sc-31, ST-15, OBC-54, EWS-20)
·                      Post 03 - Manager (Trasury) Total post - 30 (Gen-12, Sc-4, ST-3, OBC-8, EWS-3)
·                      Post 04 - Manager (Law) Total post - 25 (Gen-11, Sc-3, ST-1, OBC-8, EWS-2)
·                      Post 05 - Manager (Architect) Total post - 2 (Gen-1, Sc-0, ST-2, OBC-1, EWS-0)
·                      Post 06 - Manager (Civil) Total post - 8 (Gen-3, Sc-1, ST-1, OBC-2, EWS-1)
·                      Post 07 - Manager (Economic) Total post - 10 (Gen-4, Sc-1, ST-1, OBC-3, EWS-1)
·                      Post 08 - Manager (HR) Total post - 10 (Gen-4, Sc-1, ST-1, OBC-3, EWS-1)
·                      Post 09 - Senior Manager (Risk) Total post - 40 (Gen-16, Sc-7, ST-3, OBC-10, EWS-4)
·                      Post 10 - Senior Manager (Credit) Total post - 50 (Gen-20, Sc-7, ST-4, OBC-14, EWS-5)
PNB SO Recruitment 2020 Age Limit on 01/08/2020 (Eligibility)
·                     Minimum Age Limit: 20 Years
·                     maximum Age Limit: 35 Years
·                     OBC: 03 Years of Relaxation
·                     SC and ST: 05 Years of Relaxation
·                     PWD: 10 Years of Relaxation
·                     Age Relaxation is applicable through Government Rules (Full Detail Show in Notification)
PNB SO Recruitment 2020 Important Dates Schedule for this Post
·                     Starting Date for Apply Online: 08-09-2020
·                     Last Date to Apply Online: 29-09-2020 
·                     Starting Date for Online Fee Payment: 08-09-2020
·                     Last Date for Online Fee Payment: 29-09-2020
·                      Last Date of Editing of Application Form: 29-09-2020
·                      Last Date of Print out Form: 14-10-2020
·                     Starting Date for Admit Card Online Exam: Oct.-Nov. 2020
·                     Online Examination Date: Oct.-Nov. 2020
PNB SO Recruitment 2020 Education Qualification for this Post
·                      Post 01 - Manager (Risk) 
·                     Essential: Bachelor/ Masters in Math/ Economics/ Statistics/or FRM/ PRM/ DTIRM/ MBA (Finance)*/ CA/ CFA/ ICWA/ PGPBF With minimum of 60% in aggregate.
·                     Desirable: Certificate Examination in Risk in Financial Service, NIBM, IIBF Certification Course in Risk Management.
·                      Post Qualification Experience: Minimum 1 year of post qualification experience in Banks/Corporate High Value Credit/PSU/NBFC.
·                      Post 02 - Manager (Credit)
·                      Essential: CA/MBAICWA or PGDM (with specialization in Finance) or equivalent post- diploma/graduation degree from any AICTE approved institute.* With minimum of 60% in aggregate.
·                     Desirable: Certificate in Commercial Credit, Moodys Analytics.
·                      Post Qualification Experience: Minimum 1 year of post qualification experience in Banks/Corporate High Value Credit/PSU/NBFC.
·                      Post 03 - Manager (Trasury) 
·                      Essential: MBA-Finance or equivalent from a recognized university/ institute/CA/ CAIIB/ ICWA/ CFA/ Diploma in Treasury   Management/ PGPBF With minimum of 60% in aggregate.
·                     Desirable: Certificate Treasury Dealer Course, IIBF. Certificate Course in Treasury Management, NIBM.
·                      Post Qualification Experience:  Min. 1 year experience as an officer in banking in Treasury of a Bank.
·                     OR
·                     Min. 1 year experience of working with primary dealer
·                      Post 04 - Manager (Law) 
·                      Graduate with a degree in law graduate, With minimum of 60% in aggregate, who has passed 05 years integrated course from any university recognized by the Govt. of India.
·                      Post 05 - Manager (Architect) 
·                     (I) Bachelor Degree in Architecture from a University recognized by Govt. of India/ Approved by Govt. Regulatory Bodies, with a minimum of 60% marks in aggregate.
·                     (II) Must have valid registration of Council of Architecture.
·                     (III) Must have knowledge of Auto CAD & should be conversant with Govt guidelines pertaining to procurement of works, goods & services.
·                      Post 06 - Manager (Civil) 
·                     B.Tech/B.E. Degree in Civil Engineering from a University recognized by Govt. of India/ Approved by Govt. Regulatory Bodies, with a minimum of 60% marks in aggregate.
·                      Post 07 - Manager (Economic)
·                     Post Graduate Degree in Economics Subject with a minimum of 60% marks in aggregate OR equivalent CGPA from the University recognized by Govt. of India or its regulatory bodies
·                      Post 08 - Manager (HR) 
·                     02 years full time (Distant Educvation Not Eligible)  Post Graduate Degree/ Diploma in Personnel Management/ Industrial Relations / HRD/ /HR/HRM/ Labour Law with a minimum of 60% marks in aggregate*
·                      Post 09 - Senior Manager (Risk) 
·                     Essential: Bachelor/ Masters in Math/ Economics/ Statistics/or FRM/ PRM/ DTIRM/ MBA (Finance)*/ CA/ CFA/ ICWA/ PGPBF With minimum of 60% in aggregate.
·                     Desirable: Certificate Examination in Risk in Financial Service, NIBM, IIBF Certification Course in Risk Management.
·                      Post Qualification Experience: Minimum 3 year of post qualification experience in Banks/Corporate High Value Credit/PSU/NBFC.
·                      Post 10 - Senior Manager (Credit) 
·                      Essential: CA/MBAICWA or PGDM (with specialization in Finance) or equivalent post- diploma/graduation degree from any AICTE approved institute.* With minimum of 60% in aggregate.
·                     Desirable: Certificate in Commercial Credit, Moodys Analytics.
·                      Post Qualification Experience: Minimum 3 year of post qualification experience in Banks/Corporate High Value Credit/PSU/NBFC.
PNB SO Recruitment 2020 Application Fee
·                     850/- For General and OBC Candidates 
·                     175/- No Fee For the SC/ST/PWD/Women and BIS Employees.
·                      Mode of Payment:  pay only by online fee mode credit card, debit card,  net banking, IMPS, Wallets mode
PNB SO Recruitment 2020 Salary
·                      Manager: 31705-1145/1-32850- 1310/10-45950
·                      Senior Manager: 42020 -1310/5-48570- 1460/2-51490
PNB SO Recruitment 2020 Selection Process
·                      Online Test
·                     Interview
PNB SO Recruitment 2020 How to Apply
·                     Step 1: Before Applying, Candidates are advised to use the Notification carefully and make sure they are fulfilled All eligibility criteria. Their eligibility will be temporary and will only be verified if they are shortlisted for Choice.
·                     Step 2: PNB SO Recruitment Post Notification Out, Recruitment 2020 Candidate can apply online between 08 September 2020 to 29 September 2020.
·                     Step 3: Please check and collect all documents - eligibility, ID proof, address details, basic details.
·                     Step 4: Applicants can fill their own application form. The application form is available online PNB SO Website. To apply, go to the above website and click on the recruitment button.
·                     Step 5: Select the tab “Recruitments” Option. beneath the head "APPLY FOR THE RECRUITMENT OF 535 SPECIALIST OFFICERS". Then select "Click Here to Apply" that may open a fresh screen.
·                     Step 6: To Fill an application, select the tab “Click here for New Registration” and enter Name, Contact details, and Email-id. A Provisional Registration Number and Password will soon be generated by the device and displayed on the screen.
·                     Step 7: Now Select the Login option. Fill Most of the Details. Validate your details and Keep your application by clicking the ‘Validate your details'and ‘Save & Next ‘button.
·                     Step 8: Candidates can check out upload Photo & Signature depending on the specifications given in the instruction for Scanning and Upload of Photograph and Signature.
·                     Step 9: Candidates can check out fill other information on the Application Form.
·                     Step 10: Go through the Preview Tab to preview and verify the whole application form before FINAL SUBMIT.
·                     Step 11: Now Fill Most of the Details & Select FINAL SUBMIT BUTTON.
·                     Step 12: Before clicking the submit button, the candidate is given to check whether the details given are correct.
·                     Step 13: Please review the preview and all the columns carefully before submitting the application form.
·                     Step 14: Candidates have to really make the payment of requisite fee/intimation charges through ONLINE mode only.
·                     Step 15: Candidates have the choice of remitting fees via ONLINE MODE only, where the application form is integrated with the payment gateway and the payment process may be completed by following instructions.
·                     Step 14: If the candidate needs to pay the application fee, it must be submitted. If you do not have the required application fee, your form is not complete.
·                     Step 15: Candidates Generate the Application Form after the final submission of the form then take printing out of the online application form.
·                     Dear candidates, before you apply this form, please read the instruction and notification carefully
·                      Apply Online: Click Here
·                      Download Notification: Click Here
·                      Official Website: Click Here


Useful And Important Information:
Carefully read all the important notifications and notices for this job post. You can directly access the PDF file. Please comment below for give any help. We shall furnish you with better service at www.tapnews.xyz If You Get free job alerts on your mobile everyday, then Join our WhatsApp group.




Read More »